Extra rewards found since you arrived: $0.00Simulated
Never pay with the
wrong card again.
Finature checks every card's caps, offers and fees before you pay, and uses the one that earns you the most. At checkout, and for the AI agents that shop for you.
Your 3% card isn't always your best card. Caps run out. Offers go unactivated. Fees hide in the fine print.
A $60 fill-up
Amex Blue Cash Everyday pays 3% at U.S. gas stations, so it's the obvious pick. But this year you've already used $5,980 of its $6,000 gas bonus. Only $20 of this fill-up earns 3%. The rest earns 1%.
Drag it. The winner changes because the data changed, not because of a hard-coded rule.
Amex Blue Cash Everyday Your instinct
$20 × 3% + $40 × 1%
$1.00
Discover it Chrome
$60 × 2%
$1.20
Finature pays with Discover it Chrome. It earns $0.20 more on this purchase.
Now repeat that for every purchase, every card and every month. Nobody does this math at the register. Finature does it every time.
How it decides
The math you'd do,
if you had the time.
-
01
Caps
How much bonus spend is left this month, counting purchases that are still pending.
$20 of $6,000 left -
02
Offers
Only offers you've activated count, and only at the store they apply to.
$10 Amex Offer -
03
Fees
A foreign transaction fee comes off before any card is called the winner.
−$5.40 on $200 abroad -
04
Your rules
Keep a card out of rotation, cap what an agent can spend, or value points your way.
Savor paused -
05
Ties
When two cards come out even, it uses your default card. No surprises on your statement.
Within $0.05 → default
Try a purchase.
Describe anything you might buy. Finature picks from a real five-card wallet: Amex Gold, Savor, Blue Cash Everyday, Quicksilver and Discover it Chrome.
Finature for agents
Let agents shop. Keep the final say.
Connect any agent that speaks MCP. It finds the item and lines up the purchase on your best card. Nothing is charged unless you approve it in Finature, or it fits limits you set ahead of time.
Approval required by default Agents never see card numbers One charge, even if the connection drops
Every decision, explained
You see the math.
You keep control.
- A receipt for every choice. Which card paid, what it earned, and what the next best card would have earned.
- Pause anytime. Turn off automatic routing or take a card out of rotation in one tap.
- Revoke an agent instantly. Its next request is refused, before anything is sent.
- Card numbers stay with our payment partner. Never in Finature's app, never in your agent's context.
- Paid with
- Discover it Chrome ••6021
- Est. rewards
- $1.20
- Next best
- Blue Cash Everyday · $1.00
WhyOnly $20 of Blue Cash Everyday's 3% gas bonus was left this year, so it would have earned $1.00.
The Finature card
One card.
Every card you own.
Pay with one card and Finature routes each purchase to the best card behind it. We're building it with payment partners. Online checkout and agent purchases come first.
Stop doing reward math
at the register.
See your cards, ask which one to use, and approve what your agents line up. Simulated wallet, no real money.
Building an agent? Connect it to Finature